SF Retirement Planning

One of the most significant and often underestimated threats is market volatility.

While market growth can be exciting in your working years, "at 65, 66, 67, you don't want to be that exposed to that market risk because of the impact it's going to have on not only your assets, but perhaps your quality of life. " We know that "the next 10 years will be up years and they're going to be down years," and this kind of unpredictable fluctuation can take a severe toll on your retirement funds, especially when you need reliable income.

Of all the threats to your retirement, market risk stands out as one of the most significant and potentially devastating.

To help you visualize and manage this, we encourage you to think of your assets as either "red money" (at risk) or "green money" (safe).

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